Operations Not Self-Funding
Working Capital / base / 1 to 3 months
What it detects
Core operations are not generating enough cash to cover near-term obligations. This read is not evaluated on a partial-year P&L.
Why it matters
This signal asks a blunt question: can the business pay its near-term bills out of what its own operations produce, or is it leaning on savings and outside financing to get by? When operating cash covers only a sliver of what is due soon, the company is quietly dependent on reserves or a lender to bridge the gap, and that dependency is fragile. If operations are actually losing cash, the shortfall grows every month, and a business in that state can look busy and even profitable on paper while steadily draining the cushion that keeps it alive.
Severity levels
- MEDIUM
- HIGH
Thresholds
Exact thresholds, formulas, and severity bands are omitted from this public view. The full methodology, with every figure, is available in the authenticated app.
How it connects
The business is consuming cash reserves to fund operations. Runway calculations based on headline burn understate the structural cash pressure.
Sources
SEE IT ON REAL NUMBERS
The exact thresholds, the formula, and your own figures are in the authenticated app. See it against a real, simulated dataset for Integra Executive Services, our public demo company, or connect your own QuickBooks Online account.