Revenue / base / 3 to 6 months
Project-based AR (lumpier, slower to collect, lower margin) is growing as a share of total AR.
Retainer clients pay predictably on a schedule. Project clients pay at milestones, lumpy, negotiable, and slow. A growing project AR share means your receivables are less predictable and harder to collect.
Exact thresholds, formulas, and severity bands are omitted from this public view. The full methodology, with every figure, is available in the authenticated app.
As project AR grows, the working capital cycle worsens. At [redacted] in project AR, a single slow-payer creates a material cash event.
The exact thresholds, the formula, and your own figures are in the authenticated app. See it against a real, simulated dataset for Integra Executive Services, our public demo company, or connect your own QuickBooks Online account.